GPL Financial Group (GPLFG) was established in 2002 to attend to the financial planning requirements of clients of GPL Partners’ clients. Over time GPLFG has grown its expertise to add Australian and international share advice, as well as providing a private client offering for those with sophisticated needs. GPLFG works with GPL Partners to provide a Self-Managed Superannuation advice and establishment service.
Advice process
Investment can seem easy during the good times, when the rising tide of enthusiasm lifts all markets. This can lead to excesses. Invariably, times of excess are followed by quieter times when over-priced investments come down to earth and losses can occur. GPLFG’s uses a tested investment process, which values investments on fundamentals such as earnings, the quality of their management and their competitive advantage within the market in which they operate. Using this process, we are comfortable avoiding over-priced investments, preferring instead to search for value in overlooked areas, or wait until better opportunities come along. Whilst not even the greatest investors in history have been able to predict the future, most of them share an understanding of the intrinsic value of an investment and the patience to find opportunities when they arise. At GPLFG, we apply the lessons learned over the decades, to provide our clients with a sound probability of success.
Along with building wealth comes the need to protect your current lifestyle and income. Our investment plan includes consideration of the protection required to maintain your current lifestyle, should unforeseen events occur.
Certified Financial Planner
Travis Read has been providing financial advice for more than 25 years. He has a keen interest in investment markets and is able to provide advice on a wide range of investments including Australian and international shares, property, interest bearing investments and managed funds. Travis is an accredited Self-Managed Superannuation specialist and also has extensive experience with trust investment. Travis has a Bachelor of Commerce, The Diploma of Financial Planning, is a Certified Financial Planner and has completed additional post graduate studies in securities. He has successfully completed he FASEA exam.
Financial Planner
Steve has been involved with financial services for more than 14 years. He has extensive knowledge of risk insurances and is a firm believer in prudent investment and diversification. He has a thorough approach to financial planning matters and likes to take the time to address any questions or concerns a client might have. Steve understands that no two client’s goals and needs are the same and he uses his considerable experience with advice construction and implementation to tailor the financial plan to benefit his clients.
Steve has A Bachelor of Business and Commerce from Western Sydney University and the Diploma of Financial Services (Financial Planning) from Kaplan.
He has successfully completed he FASEA exam.
Tax Time Checklists - Individuals; Company; Trust; Partnership; and Super Funds
Working from home because of COVID-19 means most will have more deductions than in a normal year.
All too often a small business operates as an ‘island’, not knowing how they are really doing. These benchmarks allow meaningful comparisons.
2024 Year End Tax Planning Guide (Part 2)
Over May and June we will add two articles to our website to help you plan and take actions before the end of the 2023-24 financial year.
ATO to crack down on rental income, WFH deductions this tax time
Taxpayers who “copy and paste” work-related claims each year or try to offset their rental income by inflating deductions will be in the Tax Office’s sights.
How to Draft a Standard Form Contract
A standard form contract is a pre-written contract used repeatedly for a particular type of transaction.
GST, PAYG withholding a ‘significant portion’ of $50bn tax debt
Small businesses are increasingly falling behind on debts, with two-thirds of all debt owed by small business, the ATO warns.
ATO changes will make it harder for over 42,000 small businesses.
The ATO reports that more than 42,000 small businesses fail to work with them in regardto finalising their tax obligations.
Budget breakdown – Federal Government Analysis
The 2024 Federal Budget is broken down into these five PDFs. Click on each to read more.
Middle-to-higher incomes boosting SMSF growth
The SMSF sector experienced healthy growth over the March quarter, with men and women on middle-to-higher incomes driving an increase in new funds established, according to statistics released by the ATO.
Investment and economic outlook, May 2024
Region-by-region economic outlook and latest forecasts for investment returns.
Transitioning into retirement: What you should know
Deciding on your retirement funding options comes down to personal choice.
Plan now to take advantage of stage 3 tax cuts
With the stage three tax cuts set to be implemented in around six weeks, opportunities for tax-saving strategies should be considered soon.
Deeming freeze a win for Age Pensioners
Why the decision to keep deeming rates on hold may be a window for interest rates.
Downsizer contributions can be time critical
With the expansion of the downsizer contribution, the timing of when it is used can affect how to use non-concessional contributions.
The superannuation changes from 1 July
The super changes on the way from the start of the 2024-25 financial year.
Jim Chalmers has handed down the government's third budget, with a $300 power bill boon for every Australian household, but the purse strings kept tight on other measures.
GPL Financial Group welcomes your enquiry. To book an appointment or simply ask us a question, fill in your details and we'll be in touch soon!
The simplest way to resolve a complaint can be to discuss it with us by calling (02) 9579 4655. If we’re unable to address your concerns over the phone, you can lodge a formal complaint – find out how in the section below.
We’ll investigate your complaint and address your concerns as soon as possible. It is a legislative requirement for us to respond to you within 30 days of receiving your complaint.
At any stage you're welcome to contact your assigned Complaint Officer for an update on the progress of your complaint.
If you don’t receive a response to your complaint within 90 days for superannuation complaints or 45 days for complaints about financial advice received, or if you’re unsatisfied with GPL Financial Group’s response to your complaint, you may be eligible to take your complaint to the Australian Financial Complaints Authority (AFCA).
AFCA provides fair and independent financial services complaint resolution that is free to consumers.
Mail: GPO Box 3, Melbourne VIC 3001
Call: 1800 931 678
Online: afca.org.au
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